lotto america payout

Lotto America Prizes

To win a prize on Lotto America, the numbers you select must match the winning numbers drawn. The more you match, the greater the payout, and you win the jackpot if you correctly predict all five main numbers and the Star Ball. You can also increase the value of non-jackpot prizes by playing the All Star Bonus.

There currently is no minimum starting jackpot and rollover amounts will be dictated by ticket sales whilst the Coronavirus pandemic is causing stay at home orders across the USA. It can keep growing until it is won as there is no jackpot cap, and the grand prize has been known to roll for several months, pushing it well beyond $10 million.

If there is more than one winner of the jackpot, the money is shared between all the players in the Match 5 + Star Ball category. However, all of the other payouts are fixed, starting from $2 for matching the Star Ball on its own or with a single main number.

The table below shows the different prizes on offer in Lotto America and the odds of winning each one:

Time until draw:

All Star Bonus

If you play the All Star Bonus in addition to the main Lotto America game, any non-jackpot prize you win will be multiplied by up to five times its original value. The All Star Bonus – 2x, 3x, 4x or 5x – is randomly selected in a separate draw and announced when the main drawing takes place.

You must choose whether to play the All Star Bonus when you purchase your ticket. You cannot opt in once your ticket has been printed. If you win the grand prize, it will not be increased if you played the All Star Bonus.

Go to the All Star Bonus page to find out more about how to play this extra feature and the prizes on offer.

Pari-Mutuel Prize Amounts

All of the prize amounts are fixed for players in the Match 5 category downwards, but in extreme circumstances (when there are more winners than expected) there may not be enough money in the prize fund to pay out the specified amounts. In these situations, the Multi-State Lottery Association (MUSL) may be able to use a reserve fund, otherwise the prizes become pari-mutuel.

If that happens, the prize amounts will depend on the number of winners, as well as how much money is available from ticket sales. The following table shows how the prize pool will be split if there is not enough to pay the fixed amounts:

Lotto America Prize Tier Percentage Allocation
Match Percentage of Prize Pool Allocated to Prize
5 + Star Ball 46.2%
5 1.4%
4 + Star Ball 1.8%
4 1.6%
3 + Star Ball 1.7%
3 3.8%
2 + Star Ball 6.2%
1 + Star Ball 13.7%
0 + Star Ball 23.6%

Claiming Prizes

If you win a prize, it can only be claimed in the state where you bought your ticket. Each of the participating states has its own rules about when prizes must be claimed, but in general you are able to claim prizes of up to $600 from licensed retailers.

In some states you may be able to claim larger awards from regional offices or even submit a claim via mail, but if you win the jackpot you will need to contact your state lottery so that the claim can be made in person. Visit the How to Claim page for more information.

Cash vs Annuity

If you win the jackpot, you have the option of receiving your winnings as either a cash lump sum or annuity payments.

If you opt for the annuity, you will receive the full advertised amount in 30 annual payments spread over 29 years, with the first payment made as soon as your claim has been validated. The lottery then invests the remaining prize money and pays you on a yearly basis as the investments make a return.

If you take the cash lump sum option, you will receive one big payment for all the money that is in the jackpot prize fund at the time.

When the cash share of the jackpot is worth $250,000 or less per winner (if there are multiple winners), the MUSL may decide that there is no option for annuity and the payout will be a cash lump sum.

If you win a prize of more than $5,000, you must pay federal taxes at a rate of 24 percent to 37 percent (depending on the amount). All jackpot prizes are taxed, whether you opt for the cash or the annuity. Your prize may also be subject to state tax, depending on where you bought your ticket. Go to the Tax Calculator to view the level of withholding in each state, and work out the value of prizes in your jurisdiction.

Biggest Prizes

A family from Minnesota became the first winners of Lotto America when they landed a jackpot of $22 million on March 14th 2018. Debbie Kujava, from the town of Badger, purchased the winning ticket at Holiday Stationstores, at 503-3rd St. N.E., in Roseau on her way home from work a couple of days earlier. She had always agreed with her brother Dennis that they would share a big prize if either of them won, and they decided to take the cash option of $13 million before taxes.

Chuck Anderson from Davenport in Iowa won $4.3 million just a few weeks later on May 5th 2018. He had received his ticket for free as part of an Iowa Lottery promotion, which offered a complimentary Lotto America entry when playing Powerball during the month of May 2018. Anderson chose the lump-sum payment of $2.6 million and was excited to be able to share it with his family.

Lotto America players can win huge prizes in every drawing, starting with matching just the star ball and rising to the multi-million dollar jackpot.

Lotto America

Lotto America is a multi-state lottery that offers amazing jackpot prizes, starting from $2 million, and eight additional prize tiers. Discover how this exciting game is played below.

How to Play Lotto America

Lotto America draws take place every Wednesday and Saturday at 23.15 ET/22.15 CT and a standard ticket costs just $1. Entrants are required to select five main numbers from a pool ranging from 1 to 52 and one bonus number, referred to as the Star Ball, from a separate pool of 1 to 10.

Draw Details

It is possible for Lotto America fans to watch each draw live, as the drawings are streamed over the internet from the studio in Tallahassee, Florida.

Two separate ball machines are used to carry out each draw – one to determine the five main numbers and the other to select the additional Star Ball.

Participating States

13 states currently offer Lotto America tickets:

  • Delaware
  • Idaho
  • Iowa
  • Kansas
  • Maine
  • Minnesota
  • Montana
  • New Mexico
  • North Dakota
  • Oklahoma
  • South Dakota
  • Tennessee
  • West Virginia

These are the states which used to particpate in Hot Lotto, excluding New Hampshire which has decided to temporarily opt out of Lotto America. It is possible that other states may also join the game in the future.

Lotto America Prizes

The jackpot start at $2 million, with the prize fund increasing after each draw without a top prize winner. There is no upper limit set for the Lotto America jackpot.

In order to win the top prize, a player must match all five main numbers and the Star Ball. The game also offers an additional eight prize tiers, with rewards starting from $2 for matching just the Star Ball. Below is a breakdown of the prize tiers, along with the odds of winning each reward:

Odds of Winning Lotto America
Prize Tier Odds of Winning Prize
5 + Star Ball 1 in 25,989,600 Jackpot
5 1 in 2,887,733 $20,000
4 + Star Ball 1 in 110,594 $1,000
4 1 in 12,288 $100
3 + Star Ball 1 in 2,404 $20
3 1 in 267 $5
2 + Star Ball 1 in 160 $5
1 + Star Ball 1 in 29 $2
0 + Star Ball 1 in 17 $2

All Star Bonus Number

For an additional $1 per play, players can multiply any non-jackpot prize by matching the All Star Bonus Number. Prizes can increase by 2x, 3x, 4x or even 5x their original value. Below is a table that details the total value of a prize when the All Star Bonus Number is matched:

Prize Tier Base Prize X2 X3 X4 X5
5 + Star Ball Jackpot Jackpot Jackpot Jackpot Jackpot
5 $20,0000 $40,000 $60,000 $80,000 $100,000
4 + Star Ball $1,000 $2,00 $3,000 $4,000 $5,000
4 $100 $200 $300 $400 $500
3 + Star Ball $20 $40 $60 $80 $100
3 $5 $10 $15 $20 $25
2 + Star Ball $5 $10 $15 $20 $25
1 + Star Ball $2 $4 $6 $8 $10
0 + Star Ball $2 $4 $6 $8 $10

Claiming a Prize

Lotto America prizes must be claimed from the state in which the winning ticket was purchased. Players who believe they have a valid jackpot claim should contact their state lottery.

History of Lotto America

Lotto America was the originally played across the US up until 1992 when the game was rebranded to become Powerball. Following a number of changes to be made by the Multi-State Lottery Association (MUSL) in the fall of 2017, Lotto America returned that November with a new game structure and nine prize tiers.

The game replaced Hot Lotto, which ended on October 28th 2017 after 15 years of draws.

Lotto America draw details including prizes, odds, draw times, participating states and how to play. ]]>